Stable housing. Productive people. Thriving communities.
People make communities thrive.
But in order for people themselves to thrive they need housing that is stable, accessible, affordable and high-quality. That’s why we facilitate low-cost, revolving financing opportunities not widely available in the market. This type of innovative financing can help unlock private capital to create sustainable housing for those most in need.
Why It Matters
The evolution of a healthy society begins with shelter. Shelter enables humans to be productive by giving them peace, security and stability to start with.
High housing costs eat up money for basic necessities like education, food/nutrition and health care. When housing needs are met, families can have peace of mind, increased buying power, and the capacity to fulfill essential needs.
Why Now
Of the 27,500 housing units in Dubuque...
2,500 are vacant
25,000 are occupied
Of the 25,000 occupied housing units...
35% are renter-occupied
65% are owner-occupied
Out of all households in Dubuque...
27% are housing cost-burdened*
Out of all households in Dubuque...
27% are housing cost-burdened*
48% of all land in Dubuque is zoned exclusively for detached, single-family houses.
63% of rental units available in Dubuque at any given time do not accept Housing Choice (Section 8) Vouchers.
Source: Dubuque Affordable Housing Plan, May 2024 (University of Iowa Initiative for Sustainable Communities)
* Cost-burdened is definied as spending at least 30% of household income on housing
How It Works
Learn more and partner with us.
Talk with us about how the Housing Trust can support you and how you can support the Housing Trust.
